Market outlook for EN4
Key indicators for buyers
The EN4 market is moderately favourable for buyers. Prices have softened (-38.4%), which could present a buying opportunity. Affordability has improved from a peak of 17.3x in 2022 to 14.9x today. Rising rents (£1,926/mo, +5.8%) mean the cost of waiting is real.
Price trends
Yearly averages · HM Land Registry Price Paid Data
Prices by property type
2026averages · HM Land Registry Price Paid Data
Affordability ratio
House price ÷ median earnings · ONS data
Affordability data shown for wider Barnet area
A home in Barnet costs 14.9x the local median salary — very stretched, improving from a peak of 17.3x in 2022.
Rental trends
Average monthly rent · ONS Private Rental Index
Rental data shown for wider Barnet area
Average monthly rent in Barnet is £1,926, up 5.8% year-on-year. Rents have risen consistently over the past five years.
Monthly mortgage
2yr fixed · 75% LTV · 25yr term · BoE avg. rate
Based on the average Barnet price of £438,333 with a 25% deposit (£110k), a 2-year fixed mortgage at 3.97% costs around £1,730 per month.
Rent vs buy snapshot
Monthly cost comparison based on current data
Uses EN4 avg. price with Barnet rental data
Monthly mortgage payments (£1,730) are £196 less than renting (£1,926). However, buying requires an upfront deposit of £110k — it would take around 7 years to recoup that cost compared to renting and investing the difference.
Recent sales
Latest transactions · HM Land Registry Price Paid Data
| Address | Type | Price | Date |
|---|---|---|---|
11B, BROOKHILL ROAD EN4 8SE | Flat/Maisonette | £320,000 | 16 Jan 2026 |
30, WELBECK ROAD EN4 8RZ | Flat/Maisonette | £425,000 | 15 Jan 2026 |
32, WELBECK ROAD EN4 8RZ | Flat/Maisonette | £245,000 | 15 Jan 2026 |
32, WELBECK ROAD EN4 8RZ | Flat/Maisonette | £330,000 | 15 Jan 2026 |
30, WELBECK ROAD EN4 8RZ | Terraced | £360,000 | 15 Jan 2026 |
33, LINTHORPE ROAD, COCKFOSTERS EN4 9BX | Semi-detached | £750,000 | 14 Jan 2026 |
43, VERNON CRESCENT EN4 8QG | Flat/Maisonette |
Data sources (all free & public): HM Land Registry Price Paid Data & UK House Price Index · ONS Housing Affordability Ratios · ONS Private Rental Index · Bank of England Quoted Household Interest Rates · HMRC Monthly Property Transactions
Contains HM Land Registry data © Crown copyright and database right 2021. This data is licensed under the Open Government Licence v3.0.