Property Data OutlookBabergh
Data from Land Registry, ONS, Bank of England
Compare with another area →Market outlook for Babergh
Key indicators for buyers
The Babergh market is moderately favourable for buyers. Prices are rising at 4.3%, which may favour acting sooner rather than later. Affordability has improved from a peak of 12.7x in 2022 to 10.6x today. Rising rents (£968/mo, +4.8%) mean the cost of waiting is real.
Price trends
Average sale prices · HM Land Registry / UK HPI
Affordability ratio
House price ÷ median earnings · ONS data
A home in Babergh costs 10.6x the local median salary — very stretched, improving from a peak of 12.7x in 2022.
Rental trends
Average monthly rent · ONS Private Rental Index
Average monthly rent in Babergh is £968, up 4.8% year-on-year. Rents have risen consistently over the past five years.
Monthly mortgage
2yr fixed · 75% LTV · 25yr term · BoE avg. rate
Based on the average Babergh price of £334,894 with a 25% deposit (£84k), a 2-year fixed mortgage at 3.97% costs around £1,322 per month.
Rent vs buy snapshot
Monthly cost comparison based on current data
Monthly mortgage payments (£1,322) are £354 more than renting (£968). However, buying requires an upfront deposit of £84k — it would take around 16 years to recoup that cost compared to renting and investing the difference.
Recent sales
Latest transactions · HM Land Registry Price Paid Data
| Address | Type | Price | Date |
|---|---|---|---|
18, COLNEYS CLOSE CO10 1LH | Detached | £300,000 | 29 Jan 2026 |
LOVETT HOUSE, HIGH STREET, LONG MELFORD CO10 9DA | Detached | £575,000 | 26 Jan 2026 |
7, LONG PERRY, CAPEL ST MARY IP9 2XD | Detached | £482,500 | 22 Jan 2026 |
3, ST MARYS VIEW, STANSTEAD CO10 9FW | Detached | £695,000 | 19 Jan 2026 |
VINE COTTAGE, HARROW STREET, LEAVENHEATH CO6 4PW | Detached | £525,000 | 19 Jan 2026 |
2, MEADOW VIEW, HOLTON ST MARY CO7 6PF | Terraced | £365,000 | 16 Jan 2026 |
35, NEW STREET CO10 1JB | Terraced |
Explore postcodes in Babergh
5postcode districts · Click for detailed prices
Data sources (all free & public): HM Land Registry Price Paid Data & UK House Price Index · ONS Housing Affordability Ratios · ONS Private Rental Index · Bank of England Quoted Household Interest Rates · HMRC Monthly Property Transactions
Contains HM Land Registry data © Crown copyright and database right 2021. This data is licensed under the Open Government Licence v3.0.