Ashfield

Data from Land Registry, ONS, Bank of England

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Avg. price

£188,807

↑ +0.1% YoY

Affordability

5.59x

↑ price-to-earnings

Avg. rent

£775/mo

↑ +4.3% YoY

Market outlook for Ashfield

Key indicators for buyers

Prices stable+0.1% YoYRelatively stable market

Affordable5.6xImproving from 6.4x in 2023

Rates favourable3.97%2yr fixed, 75% LTV

Market quiet-6% YoYLess competition

Rents rising fast+4.3% YoYWaiting costs more (£775/mo)

The Ashfield market looks favourable for buyers. Affordability has improved from a peak of 6.4x in 2023 to 5.6x today. Rising rents (£775/mo, +4.3%) mean the cost of waiting is real.

Price trends

Average sale prices · HM Land Registry / UK HPI

£188,807

↑ +0.1% YoY

Affordability ratio

House price ÷ median earnings · ONS data

5.59x

price-to-earnings

A home in Ashfield costs 5.6x the local median salary — moderate, improving from a peak of 6.4x in 2023.

Rental trends

Average monthly rent · ONS Private Rental Index

£775/mo

↑ +4.3% YoY

Average monthly rent in Ashfield is £775, up 4.3% year-on-year. Rents have risen consistently over the past five years.

Monthly mortgage

2yr fixed · 75% LTV · 25yr term · BoE avg. rate

£745

per month at 3.97%

LTV

Term

Deposit (25%)

£47k

Stamp duty

£0

Based on the average Ashfield price of £188,807 with a 25% deposit (£47k), a 2-year fixed mortgage at 3.97% costs around £745 per month.

Rent vs buy snapshot

Monthly cost comparison based on current data

Renting

£775

per month

0% equity built

Buying (mortgage)

£745

per month

£30 less than renting

Breakeven

8yr

to recoup deposit

vs renting + investing

Monthly mortgage payments (£745) are £30 less than renting (£775). However, buying requires an upfront deposit of £47k — it would take around 8 years to recoup that cost compared to renting and investing the difference.

Recent sales

Latest transactions · HM Land Registry Price Paid Data

Address	Type	Price	Date
101, EDGEWOOD DRIVE, HUCKNALL NG15 6HY	Detached	£315,000	26 Jan 2026
18, EDGEWOOD DRIVE, HUCKNALL NG15 6HY	Detached	£270,000	26 Jan 2026
80, BEARDALL STREET, HUCKNALL NG15 7RP	Terraced	£162,500	23 Jan 2026
21, SHEPHERD STREET, HUCKNALL NG15 6XB	Detached	£280,000	23 Jan 2026
17, CHARLES STREET, HUCKNALL NG15 7FL	Terraced	£137,500	23 Jan 2026
25, HEDGEROW CLOSE NG17 1JY	Terraced	£150,000	23 Jan 2026
28, VERNON ROAD, KIRKBY IN ASHFIELD NG17 8EJ

Explore postcodes in Ashfield

2postcode districts · Click for detailed prices

Data sources (all free & public): HM Land Registry Price Paid Data & UK House Price Index · ONS Housing Affordability Ratios · ONS Private Rental Index · Bank of England Quoted Household Interest Rates · HMRC Monthly Property Transactions