Argyll and Bute

Data from Land Registry, ONS, Bank of England

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Avg. price

£181,775

↑ +7.6% YoY

Affordability

N/A

price-to-earnings

Avg. rent

N/A

Market outlook for Argyll and Bute

Key indicators for buyers

Prices rising+7.6% YoYMay be harder to negotiate

Rates favourable3.97%2yr fixed, 75% LTV

Market quiet-6% YoYLess competition

The Argyll and Bute market is moderately favourable for buyers. Prices are rising at 7.6%, which may favour acting sooner rather than later.

Price trends

Average sale prices · HM Land Registry / UK HPI

£181,775

↑ +7.6% YoY

Monthly mortgage

2yr fixed · 75% LTV · 25yr term · BoE avg. rate

£717

per month at 3.97%

LTV

Term

Deposit (25%)

£45k

Stamp duty

£0

Based on the average Argyll and Bute price of £181,775 with a 25% deposit (£45k), a 2-year fixed mortgage at 3.97% costs around £717 per month.

Data sources (all free & public): HM Land Registry Price Paid Data & UK House Price Index · ONS Housing Affordability Ratios · ONS Private Rental Index · Bank of England Quoted Household Interest Rates · HMRC Monthly Property Transactions